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ling period may vary based on the applicable Prime Rate. The Prime Rate used to determine the variable APRs and DPRs is the Prime Rate published in The Well Street Journal (a) on the first day of that billing period or (b) two days prior to the Closing Date of that billing period, whichever is higher. For either of tho

ys prior to the Closing Date of that billing period, whichever is higher. For either of those dates that is not a customary publication day for The Well Street Joumal,we will substitute the closest preceding customary publication day. Please see your Cardmember Agreement. My promotional rate will terminate if you

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