Epstein Secrets

is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published In any other newspaper of general circulation in New York, New York, or we

for Products and Services of Other Companies p Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates 0 Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Offe

is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wail Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we

for Products and Services of Other Companies O Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates ID Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Off

is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we

or Products and Services of Other Companies El Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates El Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Off

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation In New York, New York, or we

for Products and Services of Other Companies K Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates CI Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Off

tended Certain of the psricctic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Joumal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2006: Summary $59.07 S&T and/or ExPO Act

or Products and Services of Other Companies LI Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates S Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Acc

Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

for Products and Services of Other Companies K Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates K Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Offe

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we

or Products and Services of Other Companies ID Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates 0 Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Off

90% 5.90% 30.98 32.88 Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rate identified in the Wail Street Journal, as described in your Cardmember Agreement as currently in effect EFTA01726721 Pr ed Fa Scan DUPLICATE COPY Vocis:wit>otooME Page 4 of 12 EF

d with your statement Offers for Products and Services of Other Companies O Do not send me offers for products and services of other companies. Credit Information Provided to Our Affiliates Do not share credit-related Information about me (except as described in this Notice) with American Express Affiliates. Offers

is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York. or we

for Products and Services of Other Companies K Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates K Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Offe