Epstein Secrets

tended Certain of the psricctic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Joumal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2006: Summary $59.07 S&T and/or ExPO Act

: 0341. Redeem Membership Rewards@ Points to Plan a Winter Wonderland Vacation! Enter the world of Vail, Beaver Creek, Breckenridge, Keystone and Heavenly resorts, where you'll ski through pristine alpine bowls, stroll in quaint villages lined with eclectic boutiques, take In the view of Heavenly's sp

Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

fly, but planning your ski vacation now could be a great way to kick off your winter. Book a stay at Vail, Beaver Creek, Breckenridge, Keystone or Heavenly resort between 8/15/06-10/15/06, and you can look forward to a world-class vacation to some of North America's best ski resorts--and double points

ercentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that r

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