Epstein Secrets

20% 0.00% 18.98% Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rato identified in the V/all Street Journal, as described in your Cardmemter Agreement as currently In effect. Remember, your introductory rate applies for WI new purchases for your first 6

Street Journal on the 1st or 25th day (or, ki each case, if such date is not a business day, the next business day) of the prior calendar month. If The Well Street Journal ceases publication or does not publish the Prime Rate on either of those dates, we may refer to the Prime Rate published In any other newspaper of g

tween Boston, New York and Washington. In addition, Amtrak provides service to over 500 destinations across the country. You can redeem Membership Rewardse points for Amtrak certificates ranging from $50-$300. For reservations or information, call 1.800-USA-RAIL (872-7245) or call your travel agent. k

is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we

can rre: Teleflora's FLOWER CLUB() BONUS; 2 ATE COPY Earn 10x Points with Flower Club 4 CCCCCC SHIr. BIN RPI _ • • it Earn 10x Membership Rewardse points when you shop with Flower Club through January 31, 2005. Visit www.membershiprewards.flowerclub.com or call 1-800-775-7523 to select beauti

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation In New York, New York, or we

COPY urtber memneasn IP • • 418 E R.uII. .a Earn TRIPLE Points from DiscountOfficeSupplyscom • All Year! Now you can earn TRIPLE Membership Rewardse points DiSOCOU every time you shop at DiscountOfficeSupply.com, your ultimate online source for everyday office essentials. Earn Office_tipctile:

tended Certain of the psricctic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Joumal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2006: Summary $59.07 S&T and/or ExPO Act

to choose an activity icon from the color LCD screen! Redeem for this or other great home theater goods only from the American Express Membership Rewardse program. (Reward code:. RY2766. Points: 30,000). Toms and coraters ddb Aramberth0 Anna Frafillm rffrY. Redeem Membership Rewards@ Points for Pott

Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

@ Digital Cordless Answering System Panasonic 2.4 GHz FHSS GigaRange@ Digital Cordless Answering System with Dual-Handsets--Only 14,500 Membership Rewardse points! Offer is valid through April 15, 2006. This system has a digital answering system with a 2-digit LCD call counter on base, voice menu, and

ercentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that r

promotion code AMXNOV when ordering to get your savings. (CE 105091) Saks Makes Holiday Shopping More Rewarding Earn SaksRewards and Membership Rewardse points every time you shop with your Centurion@ Card at Saks Fifth Avenue stores and at www.saks.com. The more you spend, the larger the Saks Gift

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we

444.51 Pawnee* K£4MS -444.51 DUPLICATE COPY N. e as le•c. AgAvatneras +553.79 New Balance $ 553.79 CiaurgDwo 03/29/05 6,109,814 Membership Rewardse Points at 01/3105, svhen charges due‘are paid in full'and all accounts ire in "good standng. Page 1 of 10 Please Pay By 04/13/05 Please refer t

90% 5.90% 30.98 32.88 Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rate identified in the Wail Street Journal, as described in your Cardmember Agreement as currently in effect EFTA01726721 Pr ed Fa Scan DUPLICATE COPY Vocis:wit>otooME Page 4 of 12 EF

EiNDS'END DIRECT MERCHANTS Redeem Points for Pottery Barn Gift Certificates Pottery Barn, Pottery Barn Kids and PBteen are the newest Membership Rewardse partners. For sophisticated furnishings and accessories for your entire home, from your living room to your child's playroom, Pottery Bam, Pottery

ut the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us

33329 EFTA01674732 AMEX002775 SONY_GM_02746074 EFTA_00233330 EFTA01674733 DUPLICATE COPY Gold Card@ Statement of Account 99740 Membership Rewardse Points Available at 01 /08/10, when charges due are paid in full and all accounts are in good standing. p, _sJ Fry Account Nurnv JEFFREY E EPSTE

d may vary based on the Prime Rate. We use the Prime Rate published In The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

291.56 DUPLICATE COPY /*taunt Nurnts XXXX-XXXXX2-61005 New Minty $ tie Aaa,n 461,709.70 New Balance 61.709.70 04/09/10 340,525 Membership Rewardse Points Available at 04/09/10, when charges due are paid in full and all accounts are in good standing. Page 1 of 12 Please Pay By 04/25/10 Plea