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est Charge actually assessed. How can my Variable APR change? Your APRs may increase or decrease based on one of the following inthoes (reported in The Wafl Street Journal ). The letter code below corresponds with the letter next to your APRs in the Interest Charge Calculation section of his statement. Code next to

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rest Charge actually assessed. Now can my Variable APR change? Your APRs may increase Cr decrease based on one of the following indices (reponed in The Wag Street Journal ). The letter code below corresponds with the letter next to your APRs in the Interest Charge Calculation section of this statement. Code next to

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Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation In New York, New York, or we

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Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

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