Epstein Secrets

20% 0.00% 18.98% Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rato identified in the V/all Street Journal, as described in your Cardmemter Agreement as currently In effect. Remember, your introductory rate applies for WI new purchases for your first 6

Street Journal on the 1st or 25th day (or, ki each case, if such date is not a business day, the next business day) of the prior calendar month. If The Well Street Journal ceases publication or does not publish the Prime Rate on either of those dates, we may refer to the Prime Rate published In any other newspaper of g

in good standng.; Fe! AomidNierber Clocker Dale 07/02/04 Page 1 of 7 Previous &Iona $ Palmeri AdMVS Now AO* S is Finrceit Mtn roc and hew Mance S Minimum Amount Due $ Payment Due Date 07/27/04 Please refer to page 2 for important information rega•cing your account 1,451.51 -600.00 +

Interest Charge eau* assessed. How can my Veda* APR Mame? Your APR may increase or decrease based on one of the folbaing reported Sees (reported Cr The Wall Street Journal). bind aids index is used tar your ace," look fa a lean code on their:ace/01s statement men to yds/Wrest then there theatrebelow: Code neat to your

For Cash Maas and Special Wanders, we w0 scom Among Interest Co the tornado, ate. Celan praratml others may allow you to pay kw than the total New (Mance and mod papng Intent Charges on new purchases. Please refer to the front of your StattMent 10f ad:Wont inlormateer. Now is the Interest Charge ensl

ut the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us

illing period, we also add an amount of in t equal to the prem.)* days daily balance multplied by the DPR for the Feature. This gives us the daily Mance for the Feature for that day and the beginning balance for that Feature for the next day. II this balance is negative, it is considered to be zero.