Epstein Secrets

ed APR Information: The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in The Wag Street Journal 2 days before the Closing Date of the billing period. The Wall Sheet Journal may not publish the Prime Rate on that day. If It does not, we will use

od may vary based on the Prime Rate. We use the Prime Rate published in The Wag Street Journal 2 days before the Closing Date of the billing period. The Wall Sheet Journal may not publish the Prime Rate on that day. If It does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

ery dollar spent at a hotel with a frequent guest program that participates in Membership Rewards (previously, it was 2 points in the first year of Cardmembership and 1.5 points thereafter). State Law Changes We're making some amendments to address various state laws. See the reverse side for the Detail of C

ut the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us

e 6 months being reviewed. IMPORTANT: See the reverse side of this letter for information about the duration of the Penalty APR. Thank you for your Cardmembership. We look forward to continuing to serve you. Sincerely, American Express See reverse side for important information CMAEUALE0000104 AMEX000096

d may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. Nit does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will a

ance Products We are notifying you of an update to all insurance products underwritten by AMEX Assurance Company that you have as a benefit of your Cardmembership, or in which you have enrolled. In the event any coverage provided by the AMEX Assurance Company insurance policies would be in violation of U.S. e

od may vary based on the Prime Rate. We use the Prime Rate published in The Wall Streetlournal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

Marianas. the Federated States of Micronesia. The Marshall Islands. and the Republic of Palau. the insurance products that come as a benefit of your Cardmembership are underwritten by Tokio Marine Pacific Insurance Limited. SWT81 BP/AACWTAI/0811 AMEX003137 SDNY_GM_02746436 EFTA_00233692 EFTA01675095 DUUC

may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Elate of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

e insurance products are no longer available in certain territories. Effective August 1, 2014, the insurance products that come as a benefit of your Cardmembership are not available for residents of the Federated States of Micronesia, The Marshall Islands, and the Republic of Palau. Depending on your Card, the

d may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

trucks and pick-ups are now eligible as covered rentals under the Car Rental Loss and Damage Insurance Policy that you receive as a benefit of your Cardmembership. See the following pages for restrictions. We have also included a legal notice for Oklahoma residents regarding insurance fraud. See the followin

d may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not we will use the Prime Rate from the previous day it was published. The Penalty APR will

e insurance products are no longer available in certain territories. Effective August 1. 2014. the insurance products that come as a benefit of your Cardmembership are not available for residents of the Federated States of Micronesia, The Marshall Islands, and the Republic of Palau. Depending on your Card, the