Epstein Secrets

ling period may vary based on the applicable Prime Rate. The Prime Rate used to determine the variable APRs and DPRs is the Prime Rate published in The Well Street Journal (a) on the first day of that billing period or (b) two days prior to the Closing Date of that billing period, whichever is higher. For either of tho

ys prior to the Closing Date of that billing period, whichever is higher. For either of those dates that is not a customary publication day for The Well Street Joumal,we will substitute the closest preceding customary publication day. Please see your Cardmember Agreement. My promotional rate will terminate if you

and grace periods by calling 1-800-518-8866. Change of Address UPOrteCi on front do not use Street Address City, State Sp Cede Stott Code end Horne Phone Area Coda and Walt Phone Erna (notioal] To Pay By Phone 1.800.472.9297 Customer Service 1.800.528.4800 24 hours/7 days Lost or Stolen

20% 0.00% 18.98% Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rato identified in the V/all Street Journal, as described in your Cardmemter Agreement as currently In effect. Remember, your introductory rate applies for WI new purchases for your first 6

Street Journal on the 1st or 25th day (or, ki each case, if such date is not a business day, the next business day) of the prior calendar month. If The Well Street Journal ceases publication or does not publish the Prime Rate on either of those dates, we may refer to the Prime Rate published In any other newspaper of g

18.8866. Change of Address It coned on from do no! we Warne rr Company Nam* 1 I I I r l Street Address City, State Bp Code Area Code and Horne Phone Mn Code and Wok Phone 1 1 1 1 1 Emal To Pay By Phone 1-800472-9297 Customer Service 1.877-258.3254 24 hoursa days Lost or Stolen Card

is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published In any other newspaper of general circulation in New York, New York, or we

amounts will be added. Change of Address a correct on from o not use Nano Canparry No-no Street Address Qty. stale Zip Cede Area Cede and Horne Phone Area Cede end teem Phone Email To Pay By Phone 1.800-472-9297 Customer Service 1-800-327-2177 24 hours/7 days Lost or Stolen Card 1-8

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation In New York, New York, or we

past due amounts wit be added. Change Cl Address r °Good on Irow do no: uzo Nene Company Nam. &rod Address Cay, Stare Zp Code Area Cot and Horne Phone Area Code and Welk Plait Enid I 1 I I n 7 I 1 To Pay By Phone 1-800-472-9297 Customer Service, Lost or Stolen Card and all other

tended Certain of the psricctic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Joumal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2006: Summary $59.07 S&T and/or ExPO Act

fees andgrace periods by calling 1-800-518-8866. Change of Address correct on non: do nor in. Street Address Cly. Stile Zp Code Area Code and Horne Phone AreaGad> and Worn Phone Email (optional) To Pay By Phone 1400-472-9297 Customer Service and UX4 or Stolen Card 1.800525.3355 24 hours/

ercentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that r

sbycalling 1-800-518-8866. Change of Address ostecl on Irani do not use Name Company Name Street Address City. State LP Cale Area Coda and Horne Phone Area Code and Work nom Ems? r P To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours!) day

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we

ees and grace periods by calling 1.800.518.8866. Change of Address I owed on kcal do not use street address Cory, State Bp Code Area code end Horne Phone Area Code and Work Phone Enka (option) To Pay By Phone 1-800472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hoursa

90% 5.90% 30.98 32.88 Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rate identified in the Wail Street Journal, as described in your Cardmember Agreement as currently in effect EFTA01726721 Pr ed Fa Scan DUPLICATE COPY Vocis:wit>otooME Page 4 of 12 EF

by calling 1.800-518.8866. Change of Ackkosa COICCIOP icor* do not use Nacre Company Nwria Steel Add, es@ chg. Sale tp Co:10 Area Code end Horne Phone Area Code and Wok PhOne Email r Li arl I I_i_ I _t____1 1 _I 1 I -1-1- 1 1 To Pay By Phone 1.800.472.9297 Customer Service 1.800.63

The Annual Percentage Rates (APRs) for each billing period may vary based on the Prime Rate. We use the Prime Rate published in the rates section of The WallStreer Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us

call Customer Care. • Please print clearly in blue of black ink only in the boxes provided. Street Address n City. State Zip Code Area Code and Horne Phone Area (ode and Work Phone Entail WebsIte:amencanexpiess com Customer Care & BIII Inquiries P.O. BOX 981535 EL PASO,TX 79998-1535 Paym