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is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wail Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we

sorts Program accommodations through PTS today by calling 1-800-443-7672. (CE 106765) Exclusive Benefits at Equinox Fitness Clubs Purchase your Equinox membership or pay your club dues with your Card and you'll enjoy a host of benefits and ongoing amenities available only to Platinum Card@ members.

Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation In New York, New York, or we

k of your Card. (CE 105277) Exclusive Benefits at Equinox Fitness Clubs As the exclusive provider of fitness benefits to Platinum Card@ members, Equinox offers new members a benefits package valued at over $1,200—Including complimentary sessions with a personal trainer, a complimentary spa treatment

Extended Certain of the ;3040de rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in theWall Street Journal, as described in your CarOmomber Agreement as currently in effect. R14• 10.01 RECEIVED -- THANK YOU 06/27/06 • 0VIEWPAVMENT RECEIVED - THANK YOU

sorts Program accommodations through PTS today by calling 1.800-443.7672. (CE 106765) Exclusive Benefits at Equinox Fitness Clubs Purchase your Equinox membership or pay your club dues with your Card and you'll enjoy a host of benefits and ongoing amenities available only to Platinum Cards members.

ercentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that r

express. com/abp18. (CE 105295) Exclusive Benefits at Equinox Fitness Clubs As the exclusive provider of fitness benefits to Centurion@ members, Equinox offers new members a benefits package valued at over $1,700—including complimentary sessions with a personal trainer, spa treatments, access to "E"

d may vary based on the Prime Rate. We use the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will use the Prime Rate from the previous day it was published. The Penalty APR will

Program Effective June 30, 2013, American Express Cardmembers will no longer receive extra benefits from Equinox Fitness Club when purchasing a new Equinox membership with their Card. Cardmembers who purchase a new Equinox Fitness Club membership with their Card prior to June 30, 2013 can still receive