Epstein Secrets

ging against downside risk. He shares recent case studies in the event-driven space and opportunities he cur- rently see in distressed credits in Puerto Rico and energy. Jeff Gramm '03 of Bandera Partners discusses his book on activism "Dear Chairman: Boardroom Battles and the Rise of Shareholder Acti

are? JG: We have an investment in Star Gas Partners (SGU). It's a heating oil distributor; they deliver heating oil to 450,000 households in the Northeast. Heating oil distribution is a mature, declining yet surprisingly good business. It's true there are low costs of switching and it's easy to ch

6-227-3247) or (508) 771-6944. Itinerary CHRISTIAN DUVERNOIS Reservation code: EZFSAE Fri, Nov 12 Flights: CAPE AIR, 9K 0811 From: SAN JUAN PR, PUERTO RICO (SJU) To: ST THOMAS, VIRGIN ISLANDS (STT) Class: Economy Seat(s):Check-In Required Status: Confirmed Meal: Aircraft: CESSNA PROPELLER Departs:

flights online now at New Connecting Flights between Cape Air and JetBlue Cape Air can now book connecting flights between any Cape Air city in the Northeast or Caribbean along with any JetBlue flight. Connecting flights between Ca e Air and JetBlue can only be booked by calling Cape Air at 866-CAPE-AIR

6-227-3247) or (508) 771-6944. Itinerary CHRISTIAN DUVERNOIS Reservation code: EZFSAE Fri, Nov 12 Flights: CAPE AIR, 9K 0811 From: SAN JUAN PR, PUERTO RICO (SJU) To: ST THOMAS, VIRGIN ISLANDS (STT) Class: Economy Seat(s):Check-In Required Status: Confirmed Meal: Aircraft: CESSNA PROPELLER Duration

flights online now at New Connecting Flights between Cape Air and JetBlue Cape Air can now book connecting flights between any Cape Air city in the Northeast or Caribbean along with any JetBlue flight. Connecting flights between Cape Air and JetBlue can only be booked by calling Cape Air at 866-CAPE-AIR

6-227-3247) or (508) 771-6944. Itinerary CHRISTIAN DUVERNOIS Reservation code: EZFSAE Fri, Nov 12 Flights: CAPE AIR, 9K 0811 From: SAN JUAN PR, PUERTO RICO (SJU) To: ST THOMAS, VIRGIN ISLANDS (STT) Class: Economy Seat(s):Check-In Required Status: Confirmed Meal: Aircraft: CESSNA PROPELLER Duration

flights online now at New Connecting Flights between Cape Air and JetBlue Cape Air can now book connecting flights between any Cape Air city in the Northeast or Caribbean along with any JetBlue flight. Connecting flights between Cape Air and JetBlue can only be booked by calling Cape Air at 866-CAPE-AIR

on. • Ten People Allegedly Sold Crack, Oxycodone In Ohio. • Two Men Accused Of Possessing Enough Fentanyl To Kill More Than 20,000 People. • Feds: Puerto Rico To Rhode Island Drug "Pipeline" Shut Down • Four People Charged With Plotting To Kill DEA Agent. • Former ICE Informant Facing Drug Charges. EFTA0

lving cocaine and methamphetamine also are rising." The figures show rising overdose deaths in more than 30 states, but "a cluster of states in the Northeast - Massachusetts, New York, Vermont, New Hampshire and Rhode Island - saw declines." OTHER FBI NEWS FBI Warns Of Fake Phone Calls Claiming Agents W

g a 12-month period ending 9/30/03. Property Casualty insurance is underwntten in De Pere, WI by AMEX Assurance Company (licensed in all 50 states, Puerto Rico and Canada) or IDS Property Casualty Insurance Company (licensed in AZ, CA, IL, IN, MN, SD, TX and WI),Insurance not available in all states. Can 1

Allstate agent, call 1-800-ALLSTATE or go to www.Allstate.com for information. Raymour & Flanigan - One of the largest furniture retailers in the Northeast now accepts American Express Cards. Go to www.RaymourFlanigan.com today to find the store nearest you. En Japanese Brasserie - Traditional Japanese

BUSINESS SERVICES Ongoing $0.00 5% $0.00 $0.00 HERTZ • CAR RENTALS Ongoing $0.00 5% $0.00 $0.00 HYATT - HOTELS & RESORTS IN THE U.S. AND PUERTO RICO Ongoing $0.00 3% $0.00 $0.00 LOGOWORKS - CUSTOM LOGO DESIGN Ongoing $0.00 15% 50.00 $0.00 RUBY TUESDAY- CASUAL DINING Ongoing $0.00 5%

s points towards Amtrak Certificates and travel to any Amtrak destination, including most major cities and exciting vacation spots nationwide. For Northeast travelers who are members of Amtrak Guest Rewards, take advantage of the Acela Express Buy Two, Get One offer through May 31, 2005. Must be a membe

losing to the merchant that you meet these criteria. EFTA01704955 Pacwod Fa JEFFREY E EPSTEIN DUPLICATE COPY XXX X-XXXXX8-41000 Page 10 of 10 Puerto Rico $100 Value Card & Up to $150 Statement Credit You're not dreaming, you're in Puerto Rico. Escape to Puerto Rico, the Island of Enchantment, now thr

Allstate agent, call 1-800-ALLSTATE or go to www.Allstate.com for information. Raymour & Flanigan - One of the largest furniture retailers in the Northeast now accepts American Express Cards. Go to • www.RaymourFlanIgan.com today to find the store nearest you. En Japanese Brasserie - Traditional Japan

day and the freedom to pick your own repair shop. Property Casualty Insurance is underwritten by AMEX Assurance Company (licensed in all 50 states, Puerto Rico and Canada) or IDS Property Casualty Insurance Company (licensed in AZ, CA, IL, IN, MN, SD, TX and WI)-both in De Pere, WI. Call for your no-obliga

artgon. vise vrommemberaMprewardaccom. Redeem Memberihip Rewards@ points for Travel on Amtrak Amtrak has added premium Metroliner service on the Northeast corridor during the Acela Express service disruption. Between NY & Washington there is hourly service from 6:00 am to 6:00 pm. Between NY & Boston,