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fields. *Important* Please provide each signature card in triplicate with original signatures (no photocopies). Firs:Bank is a subsidiary of Firs: Bancorp (NYSE :f8P) CONFIDENTIAL SDNY_GM_00013701 CONFIDENTIAL FirstBankPR000864 EFTA_OOI 2,B4 EFTA01269511 FirstBank Virgin Islands - Signature Card

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authorized to sign, by hand or by facsimile (including, but not limited to, computer generated) signature(s), checks, drafts, acceptances and other Instruments (hereinafter each collectively referred to as 'Item(s)'). Notwithstanding the above, any Authorized Person is authorized singly to: (1) initiate Aut

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authorized - to sign, by hand orby facsimile (Including, but not limited to, computer generated) signature(s), checks. drafts. acceptances and other Instruments (hereinafter each collectively referred to as "Item(s)'). Notwithstanding the above,- any Authorized Person is authorized singly to: (1) Initiate Au