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ticipating in-person locations, online- at wvArtamericanexpress. corn/gift or via phone at 1.866.256-GIFT. (CE 104986) Offers are made only to Cardmombers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704156 DUPLICATE C

side for a description of when additional Finance Charges are not assessed cn Features. Check here It address or telephone number has changed. Pease note changes on reverse side. 000202144000092558 08 ri EFTA01704620 DUPLICATE COPY sera Page 2 of 10 Payments: Payments received after 12:00

ffected by this change. Points Advance Effective July 3, 2007, the Points Advance feature will become available. Through a Points Advance, eligible Cardmombers may obtain and use points in advance of accruing them in their program accounts. Accordingly, on that date the following new section is added to the

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