Epstein Secrets

yption and tokenization solution for business owners, and we partnered with a leading chip technology company to build a comprehensive EMV (Europay, MasterCard and Visa) solution for card issuers. Seeing the growing interest in the visualization of payment cards, we acquired Gyfi and Transaction Wireless, s

150 executives have joined First Data since May 2013, injecting a significant level of new talent into the Company's leadership. 3 httn/Avww. see. gov/Archi vestedgar/datant83980/00011 9312515334479/d31022ds la.htmill 0/14/2015 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL D

ol over their costs and give employees safe, convenient access to their wages. • Enable electronic paycheck delivery through widely accepted Visa. MasterCard, Discover and STAR cards • Reduce costs through el crone delivery of pay stub details • Provide employees with benefits such as online bill pay

cused marketing campaigns to target sought- after demographic groups • Drive purchase behavior through social media platforms 132 httplAnnv. see. gov/Archi vecledgaddatant83980/00011 93 1251 5334479A:B10228s la.htmi 1 0/14/2015 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL

or issuing and acquiring of credit, debit. prepaid, and private label consumer and commercial cards sued under the American Express, JUL UnionPay, MasterCard. and Visa brands. • Scalability to add new product functionality and capabilities • Easy to integrate and upgrade • Support for multiple currenc

modifying production requests • Low cost through scale • Provide EMV cards, which increase security and fraud protection 127 http://vanv. see. gov/Archi vecledgaddataht83980/00011 93 1251 5334479/d31022ds la.htmi 1 0/14/201 5 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL

t it is unclear whether we would be subject to additional systemic risk related oversight. Association and Network Rules We are subject to rules of MasterCard. Visa, INTERAC. PULSE, and other payment networks, In order to provide processing services, a number of our subsidiaries are registered with Visa an

horized by the Financial Conduct Authority to arrange and advise on certain insurance contracts for the purpose of arranging 152 http://vanv. see. gov/Archi vecledgaddataht83980/00011 93 1251 5334479/(B1022ds la.htmi 1 0/14/201 5 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL