Epstein Secrets

4. The merchant acquirer, or the merchant acquira's processor, identifies the appropriate payment network affiliated with the card, such as Visa, MasterCard, or STAR, and forwards the card details to the approval'. network; 5. The payment network receives the request for payment authorization, identifie

ally on an application on the phone and transmitted to the POS device through a chip equipped with near-field communication (NEC) technology; In an eCommerce transaction, the POS device is replaced by a virtual terminal application and the consumer types the card number into the checkout page of the onlin

eway encryption and routing. The vast majority of these services pertain to transactions which arc routed through a payment network (such as Visa or MasterCard), an EFT network (such as the STAR Network, which is owned by us), or other payment issue• networks (such as American Express and Discover). Merchan

and mobile app developers with Internet-based storefronts that can be access'd through a personal computer or a mobile device, which we refer to as eCommerce. 118 httrussemsee.gov/Arehivestedgar/datat883980/000119312515334479/d31022dsla.htm[10/14/2015 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM.

are stored on the account, not as cash that can be lost or stolen. Money Network accounts can be used at any business location that accepts Visa or MasterCard branded cards, includes a packet of checks to be used to pay bills and avoid the cost of money orders, and offers a web portal to track account acti

reless - A leading digital platform that enables businesses to sell virtual gift cards online, either to consumers through an integration with their eCommerce storefront, or to other businesses through a proprietary business-to -business solution. Security Solutions We provide a range of security, risk, a

the acquisition of Argencard in 2006, which provided a full range of services to businesses and financial institutions. We arc the sole acquirer for MasterCard products in those markets, save a range of issuers, and have continued to enhance our capabilities in these countries to provide point-of-sale servi

ns in 8 countries and serve clients in 19 countries in this region. We are a leading merchant acquirer, issuer processor, ATM services provider. and eCommerce processor to businesses and financial institutions of all sizes and types in the region and have begun to introduce other commerce-enabling solution