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9 Account Ending 0-31003 Notice of Important Change to Your Account Terms We are making a change to your account terms, which are contained in the American Express Cardmember Agreement ("Agreement") governing your Account referenced in this notice. Any language in the Agreement contrary to or conflicting with

annual savings cap and exclusacnsmay appy. See incividual OPEN Savingspartner terms aid con:Monslocated at ciximeringecom. Offers are made only to Cerdmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX005650 SONY_GM_027489

get discounts in the form of statement credits on eligible purchases with OPEN Savings' partners automatically when you use your Business Card from American Express OPEN. Learn more at opensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.c

. Mann= alnual sayNs cap awl excisionsmay appy. See ronctslOPEN Savings pater termsa-id con:twits Iccated ateginseAngstant. Offers are made only to Cerdmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX005810 SONY_GM_027491

get discounts in the form of statement credits on eligible purchases with OPEN Savings' partners automatically when you use your Business Card from American Express OPEN. Learn more at opensavings.com. Discounts will be applied in the form of a statement credit. For full terms and conditions go to opensavings.c

ann= alnual sayNs cap awl excisions may appy. See tronctJalOPEN Savings pater terms aid coniticosInzatedatopitisirAngszont. Offers are made only to Cerdmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. AMEX009512 SD NY_GM_02752