Epstein Secrets

dit One: • Capital One (NYSE: COF) • Synchrony Financial (NYSE: SYF) • Alliance Data Systems (NYSE: ADS) • Discover Financial (NYSE: DFS) • American Express (NYSE: AXP) On a quarterly basis, Lending will review Credit One against the median P/E multiple of these comparables and re-adjust the LTV of the

ound: • Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). • Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients • Top 10 salesperson

arables to Credit One: Capital One (NYSE: COF) Synchrony Financial (NYSE: SYF) Alliance Data Systems (NYSE: ADS) Discover Financial (NYSE: DFS) American Express (NYSE: AXP) EFTA01399439 On a quarterly basis, Lending will review Credit One against the median P/E multiple of these comparables and re-adjust

ckground: Ben Navarro is the Founder and CEO of Sherman Financial Group ("SFG"). Prior to SFG, he was the Co-Head of Mortgage Sales and Trading for Citicorp, with responsibility for the firm's purchases, securitizations, and sales of residential mortgages to institutional clients Top 10 salesperson on

ctor for you to increase / initiate a position in American Express? 60% 53% 40% 20% 0% Accelerating global © Rene

re of Financials Conference | 17 November 2016 Bankof America 2 Merrill Lynch HOUSE_OVERSIGHT_014330 --- PAGE BREAK --- Chart 27: Where do you see Citicorp’s efficiency ratio settling in 2017? 80% 70% 60% 50% 40% 30% 20% 10% 0% Below the 58% reported YTD in In-line with the 58% reported Above the 58%