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JEFFREY E EPSTEIN Map Dab 3718.463688'42008 03/27/05 Page 7 of 10 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement ('Agreement) goveming the American Express@ Card Account identified on this Notice. Unless otherwise indicated below, these changes become

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tinum or call Platinum Customer Service at the number on the back of your Card. (CE 104245) FEE-FREE American Express@ Travelers Cheques! As an American Express Cardmember, you can purchase FEE-FREE* American Express Travelers Cheques and Cheques for Two@ at participating American Express Travel Service locations. Beh

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8 JEFFREY E EPSTEIN Plum Cerde DMINFIggri9Pflos p 14/16 Notice of Important Changes to Your Cardmember Agreement We are making changes to your American Express Cardmember Agreement referenced in this notice. We encourage you to read this notice, share it with Additional Card Members on your account, and file it for fu