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com. Argus Research JPMSI APPLE INC. AAPL TWEEN BRANDS INC TWB NEUTRAL NEUTRAL Corporation BOE Securities Morningstar 5 stars 3 stars Renaissance Capital Standard & Poor's 3STAR Hold Account Page 6 of 11 Page 7 of 18 EFTA01558685 FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 9/1

UST COMPANY, INC. ACCT. For the Period 9/1/08 to 9/30/08 Equity Research Ratings Independent third-party research is available for 18 months after JPMorgan Secur ities, Inc. (JPMSI) terminates coverage. Clients can access this research at www .MorganOnline.com or can call their JPMorgan representative at th

com. Argus Research JPMSI APPLE INC. AAPL TWEEN BRANDS INC TWB NEUTRAL NEUTRAL Corporation BOE Securities Morningstar 3 stars 3 stars Renaissance Capital Standard & Poor's 2STAR Sell Account Page 6 of 11 Page 7 of 18 EFTA01558661 FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 8/1

UST COMPANY, INC. ACCT. For the Period 8/1/08 to 8/31/08 Equity Research Ratings Independent third-party research is available for 18 months after JPMorgan Secur ities, Inc. (JPMSI) terminates coverage. Clients can access this research at www .MorganOnline.com or can call their JPMorgan representative at th

. Argus Research JPMSI APPLE INC. AAPL TWEEN BRANDS INC TWB OVERWEIGHT NEUTRAL Corporation BOE Securities Morningstar 5 stars 3 stars Renaissance Capital Standard & Poor's 4STAR Buy Account Page 6 of 11 Page 7 of 18 EFTA01558709 FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 10/1

T COMPANY, INC. ACCT. For the Period 10/1/08 to 10/31/08 Equity Research Ratings Independent third-party research is available for 18 months after JPMorgan Secur ities, Inc. (JPMSI) terminates coverage. Clients can access this research at www .MorganOnline.com or can call their JPMorgan representative at th