Epstein Secrets

shares are deposits or other obligations of a bank or are insured by the Federal Deposit lose Corporation or any other governmental agency. Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of the depositary shares or Preferred Stock or determined that this prospectus suppl

rchase from us. the number of depositary shares set forth opposite its name below: Name Number of Depositary, Share% LP. Morgan Securities LLC Citigroup Global Markets Inc. Merrill Lynch. Pierce. Fenner & Smith Incorporated Morgan Stanley & Co. LLC UBS Securities LLC Wells Fargo Securities. LLC Total The obligatio

division of Citigroup Global Markets Inc. combined into Morgan Stanley Smith Barney LLC, a new investment advisor and broker/dealer registered with the Securities and Exchange Commission. The URI, on this e-mail is not indicative of the sender's employer. Original Message From: roger schank Sent: Wednesday, January 13, 2010 7:46 A

92 EFTA01823259 Smith Barney. Recently, the Global Wealth Management Group of Morgan Stanley & Co. Incorporated and the Smith Barney division of Citigroup Global Markets Inc. combined into Morgan Stanley Smith Barney LLC, a new investment advisor and broker/dealer registered with the Securities and Exchange Commission. Th

division of Citigroup Global Markets Inc. combined into Morgan Stanley Smith Barney LLC, a new investment advisor and broker/dealer registered with the Securities and Exchange Commission. The URL on this e-mail is not indicative of the sender's employer. EFTA_R1_01507166 EFTA02435238

by Morgan Stanley Smith Barney. Recently, the Global Wealth Management Group of Morgan Stanley & Co. Incorporated and the Smith Barney division of Citigroup Global Markets Inc. combined into Morgan Stanley Smith Barney LLC, a new investment advisor and broker/dealer registered with the Securities and Exchange Commission.

division of Citigroup Global Markets Inc. combined into Morgan Stanley Smith Barney Ike, a new investment advisor and broker/dealer registered with the Securities and Exchange Commission. The URL on this e-mail is not indicative of the sender's employer. EFTA_R1_01507168 EFTA02435240

by Morgan Stanley Smith Barney. Recently, the Global Wealth Management Group of Morgan Stanley & Co. Incorporated and the Smith Barney division of Citigroup Global Markets Inc. combined into Morgan Stanley Smith Barney Ike, a new investment advisor and broker/dealer registered with the Securities and Exchange Commission. Th

controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is 11.4 http://vanv. see. gov/Archi vecledgaddataht83980/00011 93 1251 5334479/d31022ds la.htmi 1 0/14/201 5 9:06:38 AM] CONF

cured subordinated due 2016. The initial purchasers for the notes issued on January 6, 2014 were Merrill Lynch, Pierce, Fenner & Smith Incorporated, Citigroup Global Markets Inc., Deutsche Bank Securities Inc., Barclays Capital Inc., Credit Suisse Securities (USA) LLC, Goldman. Sachs & Co., HSBC Securities (USA) Inc., Wells F

"Risk Factors" beginning on page S•6 to read about factors you should consider before buying the depositary 'S a. shares. == fa ace — o Neither the Securities and Exchange Commission nor any slate securities commission has approved or disapproved of these di ..... 0) ... = .- securities or passed upon the adequacy or accurac

violation under any applicable Similar Laws. S•37 EFTA00597146 UNDERWRITING (CONFLICTS OF INTEREST) The Bank of New York Mellon Corporation and Citigroup Global Markets Inc., Merrill Lynch, Pierce. Fenner & Smith Incorporated, Morgan Stanley & Co. LLC, UBS Securities LLC and BNY Mellon Capital Markets, LLC, as the repre