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shares are deposits or other obligations of a bank or are insured by the Federal Deposit lose Corporation or any other governmental agency. Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of the depositary shares or Preferred Stock or determined that this prospectus suppl
tlement—Book-Entry System." We will deposit the underlying shares of the Preferred Stock with a depositary pursuant to a deposit agreement among us. Computershare Inc. acting as depositary. and the holders from time to time of the depositary receipts. Subject to the terms of the deposit agreement. the depositary sh
offering price. less the underwriting discount. within 30 days from the date of this prospectus supplement solely to cover over-allotments. None of the Securities and Exchange Commission, any state securities commission, the Registrar of Companies in Bermuda, the Bermuda Monetary Authority or any other regulatory body has approved or
hares representing the Series A Preference Shares will be responsible for dividend payments to you. Computershare Trust Company, N.A. Depositary Computershare Inc. and Computershare Trust Company, N.A. S•6 EFTA00618214 Table of Contents Summary Historical Consolidated Financial Data The below summary histo
"Risk Factors" beginning on page S•6 to read about factors you should consider before buying the depositary 'S a. shares. == fa ace — o Neither the Securities and Exchange Commission nor any slate securities commission has approved or disapproved of these di ..... 0) ... = .- securities or passed upon the adequacy or accurac
ess than $750 million of depositary shares is issued, and to use any remaining net proceeds for general corporate purposes. See "Use of Proceeds." Computershare Inc. and Computershare Trust Company, •. Computershare Trust Company, M. BNY Mellon Capital Markets, LLC, a joint book-running manager of this offering
Entities connected to both the Securities and Exchange Commission and Computershare Inc.

United States
LOCATION
the Internal Revenue Service
ORGANIZATION
Federal Reserve
ORGANIZATION
United Kingdom
LOCATION
Eric Holder
PERSONthe District of Columbia
LOCATION
Internal Revenue Service
ORGANIZATION
Bank of America
ORGANIZATIONDeutsche Bank Trust Company Americas
ORGANIZATIONthe New York Stock Exchange
ORGANIZATION
Ontario
LOCATION
Luxembourg
LOCATION
BofA Merrill Lynch
ORGANIZATIONIndebtedness
ORGANIZATIONEuroclear
ORGANIZATIONthe European Economic Area
LOCATIONMorgan Stanley & Co. LLC
ORGANIZATIONCitigroup Global Markets Inc.
ORGANIZATIONthe New York Banking Law
ORGANIZATIONItem IA
PERSON