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ort on Form 10-Q for the quarterly period ended September 30. 2015. to co a Ce3 which are incorporated herein by reference. ca os co a Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these a= >. securities or passed upon the accuracy or adequacy of this prospectus
y has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agenc
shares are deposits or other obligations of a bank or are insured by the Federal Deposit lose Corporation or any other governmental agency. Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of the depositary shares or Preferred Stock or determined that this prospectus suppl
e act upon the instructions of beneficial owners owning through them. DTC has advised us that DTC is a limited purpose trust company organized under the New York Banking Law, a " banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System. a " clearing corporation" within
offering price. less the underwriting discount. within 30 days from the date of this prospectus supplement solely to cover over-allotments. None of the Securities and Exchange Commission, any state securities commission, the Registrar of Companies in Bermuda, the Bermuda Monetary Authority or any other regulatory body has approved or
be made only through, records maintained by DTC and its participants. DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the United States Federal Reserve System, a "clearing corpora
"Risk Factors" beginning on page S•6 to read about factors you should consider before buying the depositary 'S a. shares. == fa ace — o Neither the Securities and Exchange Commission nor any slate securities commission has approved or disapproved of these di ..... 0) ... = .- securities or passed upon the adequacy or accurac
y in accordance with DTC rules and will be settled in same-day funds. DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within t
Entities connected to both the Securities and Exchange Commission and the New York Banking Law

Julie K. Brown
PERSON
United States
LOCATION
the Internal Revenue Service
ORGANIZATION
New York
LOCATION
Federal Reserve
ORGANIZATION
United Kingdom
LOCATION
Eric Holder
PERSONthe State of New York
LOCATIONthe District of Columbia
LOCATION
Hong Kong
LOCATION
Internal Revenue Service
ORGANIZATION
the Board of Directors
ORGANIZATION
Exchange
ORGANIZATION
Ontario
LOCATIONthe New York Stock Exchange
ORGANIZATION
BofA Merrill Lynch
ORGANIZATION
Morgan Stanley
ORGANIZATIONDeutsche Bank Trust Company Americas
ORGANIZATION
Luxembourg
LOCATIONMorgan Stanley & Co. LLC
ORGANIZATION