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20% 0.00% 18.98% Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rato identified in the V/all Street Journal, as described in your Cardmemter Agreement as currently In effect. Remember, your introductory rate applies for WI new purchases for your first 6

Street Journal on the 1st or 25th day (or, ki each case, if such date is not a business day, the next business day) of the prior calendar month. If The Well Street Journal ceases publication or does not publish the Prime Rate on either of those dates, we may refer to the Prime Rate published In any other newspaper of g

ns-Pacific, Standard Reward Economy-Class ticket. You would normally need to transfer 60,000 Membership Rewards points. THE SHARPER Spa finders Otter veldonly on Coronental Aitlem.operatelligtft. Mercy met =ludo Cullman:6 tight 6/7649. Receded travel dales gpy. Mileage purchase not av laWia. Terms

ercentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that r

her material terms, conditions and restrictions apply. "Valid on new vacation package bookings only 10/01/04-5/31/05 for travel 10/01/04-8/31/05. Otter, participating destinations and suppliers are subject to availability and charges without notice. Restrictions may apply. Deposit and final payment

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ut the Prime Rate in your Cardmember Agreement are deleted and replaced with: "The Prime Rate for each billing period is the Prime Rate published in The Wall Street Journal 2 days before the Closing Date of the billing period. The Wall Street Journal may not publish the Prime Rate on that day. If it does not, we will us