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tary share, which will increase the proceeds to us with respect to these depositary shares by $ We intend to apply to list the depositary shares on the New York Stock Exchange. If the application is approved, trading of the depositary shares on the New York Stock Exchange is expected to begin within 30 days after they are
e act upon the instructions of beneficial owners owning through them. DTC has advised us that DTC is a limited purpose trust company organized under the New York Banking Law, a " banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System. a " clearing corporation" within
r in which we and/or any selling shareholder may dispose of the securities covered by this prospectus. The Common Stock of the Company is listed on the New York Stock Exchange under the symbol "BK." Unless otherwise indicated in the applicable prospectus supplement. the other securities offered hereby will not be listed on
y in accordance with DTC rules and will be settled in same-day funds. DTC has advised us that it is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within t
the Series A Preferred Shares involves risks. See "Risk Factors" beginning on page S-19. We intend to apply to list the Series A Preferred Shares on the New York Stock Exchange (the "NYSE") under the symbol ." If the application is approved, we expect trading of the Series A Preferred Shares on the NYSE to begin within 30 d
representative of DTC. DTC has advised us that: DTC, the world's largest securities depository, is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within th
Entities connected to both the New York Stock Exchange and the New York Banking Law

United States
LOCATION
New York
LOCATIONthe State of New York
LOCATION
United Kingdom
LOCATIONthe Securities and Exchange Commission
ORGANIZATION
Luxembourg
LOCATION
the Internal Revenue Service
ORGANIZATION
Federal Reserve
ORGANIZATION
Eric Holder
PERSON
Ontario
LOCATIONthe District of Columbia
LOCATION
Morgan Stanley
ORGANIZATIONRegistrar
ORGANIZATIONKeogh
ORGANIZATION
Julie K. Brown
PERSONthe Federal Reserve System
ORGANIZATIONthe European Economic Area
LOCATIONMorgan Stanley & Co. LLC
ORGANIZATIONUBS Investment Bank
ORGANIZATIONthe U.S. Department of Labor
ORGANIZATION