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AGREEMENT dated May 8, 2018 ("Agreement"), by and among JEFFREY E. EPSTEIN, as Grantor (the "Grantor"), and DARREN K. INDYKE, RICHARD D. KAHN, and KATHERYN H. RUEMMLER, as Trustees (the "Trustees"). The Grantor hereby pays over, assigns, grants, conveys, transfers and delivers to the Trustees the property describe
ng, but not limited to, Osborne Lane Capital, LLC, or its successor entities. 27. Upon my death, my Trustees are directed to distribute to LAWRENCE PAUL VISOSKI, JR., or his heirs, successors or assigns, an amount equal to the sum of all financial obligations and liabilities then outstanding and due to me, or any
l be appointed to fill the vacancy thereby created, such that the total number of Trustees acting on behalf of the Trust at all times shall be two. KATHERYN RUEMMLER shall first be a inted to fill any such vacancy, and if she is unwilling or unable to serve, shall be appointed to fill any such vacancy, and t
ng, but not limited to, Osborne Lane Capital, LLC, or its successor entities. 37 Upon my death, the Trustees are directed to distribute to LAWRENCE PAUL VISOSKI, JR., or his heirs, successors or assigns, an amount equal to the sum of all financial obligations and liabilities then outstanding and due to me, or any
l be appointed to fill the vacancy thereby created, such that the total number of Trustees acting on behalf of the Trust at all times shall be two. KATHERYN RUEMMLER shall first be appointed to fill any such vacancy, and if she is unwilling or unable to serve, shall be appointed to fill any such vacancy, and t
ng, but not limited to, Osborne Lane Capital, LLC, or its successor entities. 37 Upon my death, the Trustees are directed to distribute to LAWRENCE PAUL VISOSKI, JR., or his heirs, successors or assigns, an amount equal to the sum of all financial obligations and liabilities then outstanding and due to me, or any
l be appointed to fill the vacancy thereby created, such that the total number of Trustees acting on behalf of the Trust at all times shall be two. KATHERYN RUEMMLER shall first be a ointed to fill any such vacancy, and if she is unwilling or unable to serve, shall be appointed to fill any such vacancy, and the
ng, but not limited to, Osborne Lane Capital, LLC, or its successor entities. 37 Upon my death, the Trustees are directed to distribute to LAWRENCE PAUL VISOSKI, JR., or his heirs, successors or assigns, an amount equal to the sum of all financial obligations and liabilities then outstanding and due to me, or any
l be appointed to fill the vacancy thereby created, such that the total number of Trustees acting on behalf of the Trust at all times shall be two. KATHERYN RUEMMLER shall first be a ointed to fill any such vacancy, and if she is unwilling or unable to serve, shall be appointed to fill any such vacancy, and the
ng, but not limited to, Osborne Lane Capital, LLC, or its successor entities. 37 Upon my death, the Trustees are directed to distribute to LAWRENCE PAUL VISOSKI, JR., or his heirs, successors or assigns, an amount equal to the sum of all financial obligations and liabilities then outstanding and due to me, or any
Entities connected to both Kathryn Ruemmler and PAUL VISOSKI, JR.

Jeffrey Epstein
PERSON
Lesley Groff
PERSONDarren Indyke
PERSON
Richard Kahn
PERSON
George Mitchell
PERSON
David Mitchell
PERSON
Martin Nowak
PERSON
Bella Klein
PERSON
Glenn Dubin
PERSON
Lawrence Krauss
PERSONLarry Visoski
PERSON
Jes Staley
PERSON
David Rodgers
PERSONEva Andersson-Dubin
PERSON
Federal Reserve
ORGANIZATIONHBRK Associates
ORGANIZATION
New York
LOCATION
U.S. Virgin Islands
LOCATION
New York City
LOCATION
Apple
ORGANIZATION